Version date: 19 July, 2021

Please read this carefully. This terms and conditions of use agreement (“Agreement”) applies to the Websites (as defined below) which are owned and operated by members of Jaburatta Systems (as defined below). By accessing this Website, you are agreeing to the terms and conditions that appear below. If you have any comments or questions, please contact us at helpdesk@jaburatta.com.

This Website is provided by the member of Jaburatta Systems identified below as (“Provider”, also referred to as “we”, “us” and “our”) whose name it was registered.

  1. Introduction and definitions

The services offered by Provider through the Website include any features, content, or applications offered or made available from time to time by Provider and/or its licensors in connection with the Website (collectively, the “Services”). The Services may be hosted inside or outside of Nigeria.

“Business Day” means a day (other than a Saturday or Sunday) on which banks are open for business in Nigeria.

“Website Member” means a private individual who is either registered with the Website or is expressly entitled to access the Website and the Services by virtue of subscription to another product or service provided by Jaburatta Systems in accordance with the terms and conditions thereof.

“User” means a Visitor or a Website Member.

“Visitor” means anyone using the Website who is not a Website Member.

“Websites” means the websites (including their constituent pages) provided Jaburatta Systems with their home pages as set out as www.jaburatta.com and any other websites or electronic media sites or services from time to time (whether designed for access by mobile or fixed devices or otherwise), owned or operated by a member of the Jaburatta Systems, as may link to these Terms and Conditions from time to time (and “Website” means any one of them).

  1. Acceptance.

This Agreement sets forth the legally binding terms for your use of the Services. Only private individuals aged 18 years or over are permitted to register for use of the Website and/or to use the Services. By using the Services, and in consideration of Provider providing the Services to you, you agree to be bound by this Agreement, whether you are a Visitor or a Website Member. Only Website Members are entitled to access areas of the Website restricted to Website Member only access except and to the extent that Provider otherwise expressly consents in writing. You are only authorized to use the Services (regardless of whether your access or use is intended) if you agree to abide by all applicable laws and to this Agreement. Please read this Agreement carefully and save it. If you do not agree with it, you should leave the Website and discontinue use of the Services immediately. If you wish to register to become a Website Member, and make use of the Services available only to Website Members, you must read this Agreement and indicate your acceptance during the registration process. Availability of the Website will commence on a date determined by Provider.

  1. Use of Services and additional terms.

This Agreement includes Provider’s policy for acceptable use of the Services and content posted on the Website and your rights, obligations, and restrictions regarding your use of the Services. In order to participate in certain Services, you may be notified that you are required to download software or content and/or agree to additional terms and conditions as notified to you. Unless otherwise provided by the additional terms and conditions applicable to the Services in which you choose to participate and notified to you, you agree that if you choose to participate in those Services those additional terms and conditions will be incorporated into this Agreement.

  1. Modification.

Provider may modify this Agreement from time to time and such modification shall be effective upon posting by Provider on the Website. We will provide a clear link within the Website to the then current Agreement. You agree to be bound by any changes to this Agreement when you access the Website or use the Services after any such modification is posted. If you do not agree to be bound by them, you should not use the Website or the Services.

  1. Unacceptable Content.

5.1 Please carefully choose the information you post on the website and that you provide to other Users. Your website profile and other Content submitted by you to the Website may not include the following items: telephone numbers, street addresses or other contact details or identifying information of private individuals, contact details of public figures and any photographs containing nudity, or obscene, lewd, violent, sexually explicit, or otherwise objectionable subject matter. Despite this prohibition, it is possible that content provided by other Users (for instance, in a Website Member’s profile) may contain inaccurate, inappropriate or offensive products or services, and Provider assumes no responsibility or liability for this material. If you become aware of misuse of the Website or the Services by any person, please contact support@jaburatta.com or click on the “Report inappropriate Content” link next to any User generated content. You must be logged in as a Website Member in order to report inappropriate content through this link.

5.2 Provider reserves the right, in its sole discretion, to reject anything from the Website, whether the Content is expressly prohibited by this Agreement, or to restrict, suspend, or terminate your access to all or any part of the Services at any time, for any or no reason, with or without prior notice, and without liability.

  1. Eligibility.

By using the Services, you represent and warrant that (a) all registration and if applicable, payment information you submit is truthful and accurate; (b) you will maintain the accuracy of such information (including your email address); (c) you are a private individual aged 18 years or older; and (d) your use of the Services does not violate any applicable law or regulation.

  1. Term.

This Agreement shall remain in full force and effect while you use the Services or are a Website Member. You may terminate your Website Membership at any time, for any reason, via the “Contact Us” section of the Website. Your profile may be deleted, and your Website Membership may be terminated without warning, if we believe that you are under 18 years of age.

  1. Fees.

8.1 You acknowledge that Provider reserves the right to charge for the Services and to change any applicable fees from time to time in its discretion. If we terminate your Website Membership or use of any of the Services because you have breached the Agreement or other applicable terms and conditions you shall not be entitled to a refund of any unused portion of subscription or registration fees.

8.2 You agree to pay the subscription or registration fees and any other charges that we have notified you of and you have agreed, incurred in connection with your password for a website and/or a Service (including any applicable taxes) at the rates in effect when the charges were incurred. If your subscription or registration includes access to areas containing premium content or services, your access to such areas may be subject to additional fees, terms, and conditions, which will be separately disclosed in such areas. Unless we state in writing otherwise, all fees and charges are non-refundable. We may change the fees and charges then in effect, or add new fees or charges, by giving you notice in advance. If you believe someone has accessed a Service using your screen name and password without your authorization, you must follow the procedures outlined in the FAQ section of the Service. You are responsible for all fees incurred to access a Service or otherwise by anyone using your email address and password. You are responsible for any fees or charges incurred to access a Service through an Internet access provider or other third-party service.

  1. Downloadable Mobile Products and internet sites accessible via electronic media platforms and devices existing from time to time.

If you have downloaded or subscribed for an application to access a Service, to the extent not inconsistent with this Agreement, the applicable “End User License Agreement” for the service through which you downloaded the application or otherwise obtained access to the Service may apply. Images uploaded by customers becomes explicit property of Jaburatta System and shall not be used for other publication without prior permission from Jaburatta Systems. The Website reserve the right to share the contents, images and other uploaded materials with partners or affiliates for marketing or commercial use.

  1. Password and screen name

10.1 When you sign up to become a Website Member, you may also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. You agree not to use the account, screen name, or password of another Website Member at any time or to disclose your password to any third party. You agree to notify Provider immediately by emailing support@jaburatta.com, if you suspect any unauthorized use of your account or access to your password. You are solely responsible for any and all use of your account.

10.2 Your screen name and password are personal to you and must not be transferred or shared. Your screen name and password may only be used to access the Website and/or the Services from one device at a time.

10.3 When you subscribe, we may create a screen name for you which will generally be in the form of “firstname, lastname” and the next sequential number for that name combination. You may change your email address, screen name and password at any time in the My Account section of the Website.

10.4 You may not select as your screen name the name of another person with the intent to masquerade as that person or use a screen name that Provider in its sole discretion deems offensive.

10.5 You are entitled to use and access the Websites and/or Services registered for or subscribed to in accordance with this Agreement and other terms and conditions applicable to the Services until your subscription is terminated in accordance with the applicable terms and conditions.

  1. Non-commercial Use

The Services are for the personal use of Users or where specified, Website Members only, and may not be used in connection with any commercial endeavours except where and to the extent specifically endorsed or approved by Provider. Illegal and/or unauthorized use of the Services, including (i) collecting screen names and/or email addresses of Website Members and/or any other data or content from the Website by electronic or other means (including automated web crawlers and spiders) and whether for the purpose of sending unsolicited email, data aggregation, transmission to or storage in another website, or otherwise; and (ii) unauthorised framing of or linking to the Website is prohibited. Using WebCrawler, spidering or other automated means to access, copy, process and/or store any content or data made available on the Website or through the Services other than as may be permitted under the Robot Exclusion Protocol or Automated Content Access Protocol adopted by the Website is prohibited except to the extent expressly agreed by Provider in writing. In the event of conflict between the terms of the Robot Exclusion Protocol or Automated Content Access Protocol adopted by the Website, the terms of the Automated Content Access Protocol shall prevail. Commercial advertisements and other forms of solicitation are prohibited. Links may be removed at our discretion for any reason. Legal action may be taken for any illegal or unauthorised use of the Services or the Website.

  1. Proprietary Rights in Content on the Website.

12.1 Provider does not claim any ownership rights in the text, files, images, photos, video, sounds, musical works, or any other materials that you post or email to the Website or the Services (collectively, “Content”). After posting or emailing your Content to the Website or the Services, you continue to retain all ownership rights in such Content, and you continue to have the right to use such Content in any way you choose. By displaying, e-mailing, publishing or submitting for display or publication (“posting”) any Content on or through the Website or the Services, you hereby grant to Provider a Worldwide sub-licensable, perpetual, transferable, non-exclusive, royalty free licence to use in any way whatsoever including but not limited to, public performance, public display, publishing, reproduction, broadcasting, amendment or modification of Content, transmission and distribution of Content on and through the Website, the Services and/or any newspaper or other publication published by Provider in its different present and future forms for example newsprint, Braille, talking book, electronic databases, e-paper, website mobile application or any other facsimile or derivative versions in any medium. The rights granted include without limitation the right to license photocopying, scanning, downloading in electronic or other forms and other normal use for the purpose of information or study or as otherwise permitted by copyright law.

12.2 You represent and warrant that: (i) you own the Content posted by you on or through the Website or the Services or otherwise have the right to grant the licence set forth in this section, and (ii) the posting of your Content on or through the Website or the Services does not violate the privacy rights, copyright, contract rights or any other rights of any person, or otherwise breach any injunction, order or other legal ruling. You agree to pay for all royalties, fees, and any other monies owing to any person by reason of any Content posted by you to or through the Website or the Services. You acknowledge that Content submitted will not be returned.

  1. Content Posted.

13.1 Provider may delete, or in pre-moderated areas of the Website refrain from posting any content that in the opinion of Provider violates this Agreement breaches any relevant House Rules or which may be offensive, illegal or violate the rights of any person or which may harm or threaten the safety of any person. Except to the extent which cannot be excluded or limited by law or regulation in respect of content on the Website which we moderate before posting, Provider assumes no responsibility for monitoring the Website or the Services for inappropriate content or conduct. If at any time Provider chooses, in its sole discretion, to monitor the Website or the Services, except as required by law or regulation, Provider nonetheless assumes no responsibility for the content (other than Provider Content), no obligation to modify or remove any inappropriate content, and no responsibility for the conduct of the User submitting any such content.

13.2 You are solely responsible for the Content that you post on or through the Website or any of the Services, and any material or information that you transmit to other Users and for your interactions with other Users. Provider does not endorse and has no control over content posted by Users. Content is not necessarily reviewed by Provider prior to posting and does not necessarily reflect the opinions or policies of Provider. Provider makes no warranties, express or implied, as to the Content or to the accuracy and reliability of the Content or any material or information that you transmit.

  1. Content/Activity Prohibited.

14.1 The following is a partial list of the kind of content that is illegal or prohibited to post on or through the Website or the Services. Provider reserves the right to investigate and take action against any User who, in the opinion of Provider, violates this provision. This may include, without limitation, removing the offending communication from the Website or the Services, preventing access to the Website and the Services and/or terminating without any refund of subscription or registration fees, the Website Membership of such violators and/or reporting to law enforcement authorities or regulatory bodies. Prohibited content or activity includes, but is not limited to content or activity that, in the opinion of Provider:

14.1.1 is offensive.

14.1.2 promotes racism, arson, xenophobia, terrorism, discrimination, hatred or physical harm of any kind against any group or individual or links to websites that promote the same.

 14.1.3 harasses or advocates harassment of another person.

14.1.4 exploits people in a sexual or violent manner.

14.1.5 contains harmful, violence, or offensive subject matter or contains a link to an unauthorised website.

14.1.6 solicits personal information from anyone under 18.

14.1.7 provides any telephone numbers, street addresses, last names, email addresses or other contact or identifying details of any private individual.

 14.1.8 provides any telephone numbers, street addresses, email addresses or other contact details of any public figure.

14.1.9 promotes information of business and product that you know or have reason to believe is false or misleading or promotes illegal activities or conduct that is objectionable, abusive, threatening, obscene, defamatory or libellous.

14.1.10 promotes an illegal or unauthorized copy of another person’s copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacturer-installed copy-protect devices, or providing pirated music or links to pirated music files or file sharing.

14.1.11 involves the transmission of “junk mail,” “chain letters,” or unsolicited mass mailing, instant messaging, “spimming,” or “spamming”.

14.1.12 contains restricted or password only access pages or hidden pages or images (those not linked to or from another accessible page).

14.1.13 furthers or promotes any criminal activity or enterprise or provides instructional information about illegal activities including, but not limited to making or buying illegal weapons, violating someone’s privacy, or providing or creating computer viruses.

14.1.14 solicits passwords or personal identifying information for commercial or unlawful purposes from other Users; or

14.1.15 involves commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising, or pyramid schemes.

14.2 The following is a partial list of the kind of activity that is illegal or prohibited on the Website and through your use of the Services. Provider reserves the right to investigate and take appropriate legal action against anyone who, in the opinion of Provider, violates this provision, including without limitation, reporting such person to law enforcement authorities. Prohibited activity includes, but is not limited to:

14.2.1 criminal activity or any tortuous act or civil wrong, child pornography, incitement to racial hatred, incitement to terrorism, fraud, posting obscene material, drug dealing, harassment, stalking, spamming, spimming, sending of viruses or other harmful files, copyright infringement, trademark infringement, breach of confidence or theft of trade secrets;

14.2.2 advertising to, or solicitation of, any User to buy or sell any products or services through the Services. You may not transmit any chain letters or junk email to other Users. It is also a violation of these rules to use any information obtained from the Services in order to contact, advertise to, solicit, or sell to any User without their prior explicit consent.

14.2.3 covering or obscuring the banner advertisements on your personal profile page, or any page on the website via HTML/CSS or any other means.

14.2.4 any automated use of the system, such as using scripts to perform automated operations.

14.2.5 interfering with, disrupting, or creating an undue burden on the Website or the Services or the networks or services connected to the Website of the Services.

14.2.6 attempting to impersonate another Website Member or person.

14.2.7 using the account, screen name, or password of another Website Member at any time or disclosing your password to any third party or permitting any third party to access your account.

14.2.8 selling or otherwise transferring your profile.

14.2.9 using any information obtained from the Website or the Services in order to harass, abuse, or harm another person.

14.2.10 displaying an advertisement on your profile or accepting payment or anything of value from a third person in exchange for your performing any commercial activity on or through the Website of the Services on behalf of that person, such as placing commercial content on your profile, or sending private messages with a commercial purpose.

14.2.11 using the Website or the Services in a manner inconsistent with any and all applicable laws and regulations.

14.2.12 modifying, accessing or making available data stored on a computer device which you have accessed through our network, when either the owner of the data, computer or device has taken steps to prevent you from doing this or the owner has expressed a wish that you do not do this.

14.2.13 making available or uploading files that contain software or other material, data or information not owned or licenced to you or collecting information about others (eg names/addresses) without their prior consent;

14.2.14 making available, uploading, and distributing by any means any material or files that contain any viruses, bugs, corrupt data, “Trojan horses”, “worms” or any other harmful software.

14.2.15 falsifying the true ownership of software or other material or information contained in files made available via the Website or the Services; or

14.2.16 Obtaining or attempting to obtain unauthorised access, through whatever means, to the Website or the Services, other services or computer systems or areas of our or any of our partners’ networks which are identified as restricted.

  1. Copyright Policy.

You may not post, modify, distribute, or reproduce in any way any copyright material, trademarks, or other proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. Provider prohibits use of the Website and/or the Services of any User who infringes the copyright of others. Without limiting the foregoing, if you believe that your work has been copied and posted on the Website and the Services by another User in a way that constitutes copyright infringement, please notify us via the “Report inappropriate content” link accompanying the content in question. We will take such action (if any) that we in our absolute discretion deem appropriate.

  1. Disclaimers.

Provider is not responsible for any incorrect or inaccurate content posted on the Services or the Website or in connection with the Website or the Services, whether caused by Users of the Website or the Services or by any of the equipment or programming associated with or utilized on the Website or the Services. Profiles created and posted by Website Members on the Website, or the Services may contain links to other websites although we are not responsible for any User generated links or linked-to content. Provider is not responsible for the content, accuracy or opinions expressed on such websites, and such websites are in no way investigated, monitored or checked for accuracy or completeness by Provider. Inclusion of any linked website on the Website and the Services does not imply approval or endorsement of the linked website by Provider. When you access these third-party sites, you do so at your own risk. Provider takes no responsibility for third party advertisements which are posted on the Website or through the Services, nor does it take any responsibility for the goods or services provided by its advertisers. Provider is not responsible for the conduct, whether online or offline, of any User of the Website or the Services. Provider assumes no responsibility for any error, omission, interruption, deletion, corruption, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any User communication or any content provided through the Website. Provider is not responsible for any problems or technical malfunction of any telephone network or lines, electronic networks, computer online systems, servers or providers, computer equipment, software, failure of any email or players due to technical problems or traffic congestion on the Internet or on any of the Services or combination thereof, including any injury or damage to Users or to any person’s computer related to or resulting from participation or downloading materials in connection with the Website or the Services. Under no circumstances shall Provider be responsible for any loss or damage resulting from use of the Website or the Services, attendance at an event organised through the Website or the Services, from any content posted on or through the Website or the Services, or from the conduct of any Users of the Website or the Services, whether online or offline. The Services are provided “AS-IS” and as available and Provider makes no representations or warranties of any kind as to the Website, the Services or the content thereof, including without limitation, as to availability of the Website and/ or Services for access and use. In particular Provider expressly disclaims all warranties of fitness for a particular purpose, accuracy, completeness or non-infringement. Provider cannot guarantee and does not promise any specific results from use of the Website and the Services. Nothing in this Agreement shall be construed as limiting or excluding Provider’s liability for death or personal injury caused by its negligence.

  1. Other.

This Agreement is accepted upon your use of the Website or any of the Services and is further affirmed by you becoming a Website Member. This Agreement constitutes the entire agreement between you and Provider regarding the use of the Website and the Services. The failure of Provider to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect. This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

  1. Competitions and Prize Draws.

We may from time to time run competitions, free prize draws and/or other promotions on the Website. These will be subject to additional terms and conditions that will be made known to you at the relevant time.

  1. Additional Services.

From time to time, we may provide games or other content for your downloading. However, the download time may vary considerably between the types of content, and you agree that you are wholly liable and responsible for any telephone call and/or other charges incurred in downloading the same.

  1. Advertising and Sponsorship.

The Website may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Website complies with applicable laws, codes and regulations. We exclude to the fullest extent permitted by law any responsibility for any error or inaccuracy appearing in any advertising or sponsorship material. Your dealings with any third parties, in particular advertisers and/or merchants, through the services provided by the Website and any terms, conditions, warranties or representations with such third parties are solely between you and such third party. You agree that we are not liable for such dealings, and you agree to indemnify us in the manner referred to above in the Agreement in relation to such dealings.

  1. House Rules.

In addition to the terms and conditions set out above, you agree to use the Services in accordance with any applicable house rules (“House Rules”) that we specify in relation to a Service. All such House Rules shall form part of the Agreement. In the event of a conflict between the terms and conditions set out above and any applicable House Rules the relevant House Rules shall prevail.

 Please contact us at: support@jaburatta.com with any questions regarding this Agreement


You must be 18 or over to register for the Services. If you are under 18, please stop using the Services and notify us right away.

The Provider respects its Users and would ask that they respect each other. In areas of our site where you can express yourself or interact with others, we ask that you stick to what is legal, tasteful and civil.

Our Services are about our readers. We want to engage them and hear their views and we ask for their participation and vigilance. If you see something on the Website that has been posted by another reader and that you think is inappropriate, please let us know right away via the “Report inappropriate content” link. Our dedicated team of moderators works 24 hours a day to read your complaints and act if necessary. For more details about our moderation, see the relevant section below.

We ask that you do not post any content (including for example, in your Profile) that breaches the Provider’s terms of use agreement for the Website (the “Agreement”), including by way of example content that:

– Is racist, homophobic, sexist, or demeaning to either sex, abusive, sexually explicit, pornographic, of a disturbing nature or that preaches, encourages or incites religious or ethnic hatred, or links to websites that promote the same.

– Breaks the law, or encourages other to break it;

– Makes defamatory comments about others.

– Infringes copyright or other intellectual property rights.

– Reveals another User’s personal details, such as their surname, address, contact numbers, email address or other identifying information.

– Uses swear words in order to offend others or may be deemed rude or mean spirited or attempts to circumvent profanity filters in order to use swear words.

– Promotes commercial products or enterprises or repeatedly posts links to promote other sites and/or services; or

– Is an image of a child under 18 (for further detail please see below);

In addition, we ask that you do not use the Website to carry out any activity prohibited by the Agreement including by way of example to:

  1. harasses, threaten or attack anyone or otherwise behave in any way that would cause annoyance or distress to other Users.
  2. transmits or knowingly receive content and/or language that is in any way unlawful, threatening, offensive, or in breach of any obligations of confidence. This includes the use of swear words and the use of offensive nicknames.
  3. flood or “spam” the Website or any User who posts content on the Website.
  4. provides instructions for illegal or otherwise harmful activities.
  5. transmits or knowingly receive information relating to (or include links to) pornography, pirated software and/or computer games or other counterfeit goods.
  6. collects and/or distribute personal data concerning other Users.
  7. impersonates another person, whether a friend, family member, celebrity, moderator, another User or an employee of any member of the Jaburatta Systems.
  8. attempt to commercially gain from use of the Website. This includes the transmission of advertisements and any other attempts to generate business from other Users of the Website.
  9. post chain letters or pyramid schemes.

In addition, the following is prohibited:

  1. use of multiple logins for the purpose of disrupting the community or annoying other Users.
  2. Content containing languages other than English.
  3. Use of offensive or inappropriate screen names.
  4. Deliberate misuse or spamming of the complaint’s facility.
  5. Use of swear words or other language likely to offend.
  6. Posting of content which breaks the law, condones or encourages unlawful activity.

We reserve the right to remove from the Website, without notice and at our sole discretion, any content that we consider inappropriate for the Website. We may also ban, block or delete any user accounts if, according to our sole judgement, their owners or Users have infringed the Agreement, any relevant House Rules or are using our service in a manner that we consider inappropriate.


We have a dedicated team of trained moderators working around the clock. If you want to reach them to report offensive contributions, always use the inappropriate content reporting link, which can be found next to any entry created by our Users. We ask that you always log in to file these reports. This ensures that we know the exact location of the content complained about, and it helps us prevent campaigns that target individuals anonymously.

When reporting about another User’s contribution, make sure you state why you think it breached our Agreement or House Rules. Disagreement with someone’s views is not a reason to report them.

When we receive your complaint, we will evaluate it and decide on the most suitable action. We will not normally confirm the steps we take to the complainant, as this may breach the rights and privacy of others but rest assured that all complaints will be checked promptly and professionally.

In some cases, we may have to remove an entire segment of content, including messages that do not breach our terms, if they were part of a topic that was in breach of our Agreement or House Rules, or where the context is lost or does not make sense once we removed offensive content. For example, if we remove a racist comment, the responses to it will no longer be relevant.

Images of children are strictly regulated on our service. We allow them but must ensure that they comply with strict guidelines, including that they should not be sexualised in any way, and that they are posted by the child’s immediate family. In many cases we find that parents or relatives upload pictures of their children in good faith, unaware that these might be copied and misused, or that there are privacy issues around their use on the Internet. We remove them in the best interest of the child, and to protect the parents. Unfortunately, we can’t always tell for sure if a picture is that of a minor and, when in doubt, we’d rather err on the side of caution.

  1. Governing law and Jurisdiction.
  2. These terms and conditions agreement shall be governed by and elucidated in accordance with the laws of Nigeria. The Nigerian courts shall have exclusive jurisdiction and venue over any dispute arising out of or relating to the agreement and each party hereby consent to the jurisdiction and venue of such courts.
  3. Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under the Arbitration and Conciliation Act (Cap. A18) of the Republic of Nigeria. The number of arbitrators shall be one. The seat of arbitration shall be Lagos, Nigeria. The language to be used in the arbitral proceedings shall be English.
  4. JaburattaContest Rules

According to the applicable provisions of the tax legislation of Nigeria the Company will apply a withholding tax to your award, therefore you may receive your award less respective withholding tax as applied. You are hereby informed and acknowledge that the ultimate responsibility for your federal, state and municipal individual income taxes and/or other taxes related to the award and legally applicable to you, is and remains your responsibility and may exceed the amount actually withheld by the Company.